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区块链技术有望对支付行业产生积极影响 - AIDC每日资讯

作者:老K维权   来源:老K维权  热度:43  时间:2019-02-08
2019/02/08星期五AIDC日报由sdce.com.au赞助联合发布 AIDC最新资讯 区块链技术有望对支付行业产生积极影响 美国前十大银行之一的道明银行(TD bank)近日的一项调查显示,90%的财

2019/02/08星期五

AIDC日报由sdce.com.au赞助联合发布

 

AIDC最新资讯

 

区块链技术有望对支付行业产生积极影响

 

美国前十大银行之一的道明银行(TD bank)近日的一项调查显示,90%的财政和金融专业人士认为,区块链和分布式账本技术(DLT)将对支付行业产生积极影响。调查结果还显示,只有14%的受访者表示他们的机构有针对区块链的培训策略,45%的受访者表示,他们的机构拥有数据和分析方面的培训策略,26%的人有人工智能和自动化方面的培训策略。此外,29%的受访者认为分布式账本技术和区块链的最大影响是其增强审计跟踪的能力。另一方面,22%的人认为这项技术的最大潜力是加快支付流程,21%的人认为它改善了跨境支付,18%的人认为它减少了支付欺诈。道明银行(TD Bank)企业产品和服务主管里克•伯克(Rick Burke)评论称,“不同的回应表明,这项技术的具体功能和影响对许多金融专业人士来说仍是一个很大的未知数。”

(新闻来源:币世界)

 

BTC ETF最快将在2020年获批

 

BK资本创始人兼首席执行官Brian Kelly最近在接受采访时再次确认,在2020年之前数字领域不会出现ETFKelly认为,美国证券交易委员会(SEC)很清楚他们的期望,他们希望有一个由他们监管的全球交易所,或者至少有一个由SEC或美国监管机构之一监管的交易所,而且该交易所的大部分交易或部分交易是有意义的。市场目前还没有相应的交易基础设施。他认为监管机构正在寻找像纳斯达克和ICE旗下的Bakkt这样的交易所。Brian Kelly认为,BTCETF最快将在2020年获批,他对此有着很大的信心。

(新闻来源:金色财经)

 

瑞士信贷测试通过区块链处理基金交易

 

瑞士信贷旗下资产管理部门(瑞信资产管理公司)已成功测试了区块链处理投资基金交易的能力。参与测试的葡萄牙在线银行Banco Best和卢森堡订单路由平台Fundsquare表示,测试结果显示,通过区块链进行跨境分销“更高效、可扩展、且处理更及时”。瑞士信贷证实该测试已经进行,但没有说明旗下资产管理部门是否会更广泛地使用该技术。截至9月份,该部门管理的资金已经超过5635亿澳元(合4000亿美元)。

(新闻来源:金色财经)

 

阿联酋将在第七届世界政府峰会上讨论区块链和数字资产问题

 

阿拉伯联合酋长国财政部将在第七届世界政府峰会上讨论该国经济中区块链和数字资产的发展。阿联酋财政部将举行两场闭门会议,专门讨论全球金融趋势,包括区块链和数字货币的发展,以及围绕这两项技术建立一个可行的经济环境。与会者亦会讨论中小型企业的发展和数码资产的管治。阿联酋财政部还将与国际货币基金组织(IMF)举行公开会议,讨论发展基金投资于数字经济可能对全球经济产生何种影响,而世界银行将参与有关财政政策协调的讨论。

(新闻来源:币世界)

 

阿根廷已支持公民使用BTC支付公共交通费用

 

阿根廷公民现在可以使用BTC支付公共交通费用。为了提供这项服务,两家阿根廷公司AltoViaje和Bitex将公共交通与数字货币行业连接起来。自02月06日起,阿根廷37个城市的用户将可以使用BTC支付公共交通费用。

(新闻来源:币世界)

 

美国德州证券委员会去年共签署16项有关数字货币的行政命令

 

美国德克萨斯州证券委员会(TSSB)的一份年度报告显示,数字货币活动是该监管机构2018年的首要任务之一。与数字货币相关的诈骗甚至超过了涉及股票、期货等传统资产类别的诈骗。但几年前,数字货币活动还不值得一提。TSSB在报告中指出,在2018年,该机构签署了有关数字货币的16项行政命令,涉及60个个人和实体。

(新闻来源:金色财经)

 

业内人士预测2019年BTC价格 多数在4226至14088澳元之间

 

Contelegraph日本站于近日发表了“数字货币2019年大预测”新年特辑,收集了50位业内人士对2018年数字货币市场的回顾及对2019年的展望。其中有12位业内人士对2019年BTC的价格作出了预测,最终得到的结果大多在4226至14088澳元(合3000至1万美元)之间。

(新闻来源:币世界)

 

BTC在华尔街将重新受到重视

 

近日,摩根大通全球市场策略师Nikolaos Panigirtzoglou在接受采访时表示,BTCBTC)可能会在华尔街重新受到青睐。随着市场稳定性的增长以及BTC的底层区块链技术变得越来越重要,机构投资者将对数字货币表现出新的兴趣。

(新闻来源:金色财经)

 

12.7%的用户希望能在亚马逊平台上购买数字货币

 

金融门户网站Investing.com最近对亚马逊1000余名用户做了一项调查,询问其希望在该平台购买哪种产品。结果显示,12.7%的受访者表示希望能购买数字货币。

(新闻来源:金色财经)

 

韩国央行警告称CBDC可能引发银行挤兑

 

0207日,韩国央行在发布央行数字货币(CBDC)报告的一周后,再次提出警告。该央行声称,CBDC将导致私人机构大量提取资金,挤压流动性并推高利率。此前,韩国央行于0129日发布关于CBDC的报告,指出短时间没必要发行中央数字货币。

(新闻来源:金色财经)

 

区块链、去中心化应用和数字货币应拥抱政府

 

ArcBlock创始人兼CEO老冒(Robert Mao0207日在朋友圈发文称,Dapps、去中心化运动可能会带来系列新的法律和道德问题。老冒认为,去中心化应用平台必须在设计上就考虑应用和社区治理的问题,技术应该是造福用户而不是打开潘多拉魔盒。区块链带来的最大价值是公开、透明、安全、可验证,而不是藏匿什么。另外“隐私”不等同于“秘密”。隐私的未必是秘密的;而要完全保密不为认人知的,往往会被怀疑有什么不可告人的问题。因此,老冒认为区块链和Dapps保护的设计应该是帮助用户保护隐私,还用户拥有对自己身份和数据掌控的自由,而不是帮人藏匿秘密。过度强调秘密交易的项目势必会遭遇到政府和其他机构的对抗,这其实对整个行业都没有好处。区块链、去中心化应用、数字货币应该接受政府存在这个现实,拥抱和改善政府,正如政府也需要接受技术的进步,最终拥抱技术而不是用权力和技术对抗。

(新闻来源:金色财经)

 

Ripple与10所顶尖大学合作研究区块链

 

Ripple0207日宣布,已与新的10所顶尖大学合作进行区块链研究计划。Ripple表示,大学区块链研究计划(UBRI)旨在帮助发展区块链技术生态系统。加入该计划的大学包括卡内基梅隆大学、康奈尔大学、杜克大学、乔治城大学、摩根州立大学、堪萨斯大学、密歇根大学、东北大学、新加坡国立大学和圣保罗大学。在UBRI资源的支持下,这些大学将开展研究,开发和启动课程材料,主持会议并为那些从事区块链、数字货币、数字支付和相关主题工作的学生提供奖学金。

(新闻来源:币世界)

 

UAE to Discuss Blockchain and Digital Assets at 7thWorld Government Summit

 

The Ministry of Finance(MoF) of the United Arab Emirates (UAE) will discuss the development ofblockchain and digital assets in the country’s economy at the 7th WorldGovernment Summit. The news was reported by business news outlet the Gulf Todayon Feb. 7.

 

The MoF will hold two closedsessions devoted to global financial trends, including the development ofblockchain and digital currencies and building a feasible economic environmentaround the two technologies. The conference participants will also discuss thedevelopment of Small and Medium Enterprises (SMEs) and the governance ofdigital assets.

 

The MoF will also hold anopen session with the International Monetary Fund (IMF), debating what impactdevelopment funds could have on the global economy by investing in the digitaleconomy, while the World Bank will participate in a discussion on thecoordination of fiscal policies.

 

The UAE has launched anumber of initiatives related to blockchain adoption and digital assetsdevelopment in the country. In January, the UAE and Saudi Arabia announced anagreement to cooperate on the creation of a cryptocurrency. The cryptocurrencycalled “Aber” will purportedly “be strictly targeted for banks at anexperimental phase with the aim of better understanding the implications ofblockchain technology and facilitating cross-border payments.”

 

However later that month,the UAE’s central bank and the Saudi Arabian Monetary Authority announced thatthe use of Aber will be limited to financial settlements using distributedledger technologies “on a probational basis and [for] exclusive use by alimited number of banks in the two countries.”

 

In December 2018, theSecurities and Commodities Authority of UAE (SCA) said it will introduceinitial coin offering (ICO) regulations in the country by the end of the firsthalf of 2019. The SCA chief executive, Obad Al Zaabi, said that the regulatorhas “signed agreements with law firms to come up with the sandbox and rulebooksfor the issuance of ICOs.”

新闻来源:Cointelegraph.com

 

Ethereum FoundationWeighs $15 Million Bid to Build ‘Randomness’ Tech

 

At the cutting edge ofblockchain research is a potential $15 million dollar venture by the EthereumFoundation centered around a technology called Verifiable Delay Functions(VDFs). Acting as a source of computer-generated randomness that isunpredictable and unbias-able, VDFs are envisioned for use in ahighly-anticipated “proof-of-stake”(PoS) system called Serenity which theethereum network will migrate to in the next few years.

 

What’s more, the ability togenerate secure randomized numbers – if implemented in Serenity – would be afeature that can be leveraged by all decentralized applications (dapps) on theplatform once integrated into the ethereum codebase. Speaking to currentviability studies on VDF technology, Ethereum Foundation researcher JustinDrake told CoinDesk:“We’re basically doing all this groundwork to make aninformed go, no-go decision on the bigger project. The bigger project is 15million dollars on that order of magnitude. So we want to make sure that if wedo go ahead it’s going to be successful.”

 

And in terms of making thefinal decision on the technology, Drake stressed that the process ofdecision-making would be multi-layered.“To an extent we need the buy-in fromthe wider ethereum community that this is a good idea and that the foundationshould be spending this money,” said Drake. “This is something where we canreach rough consensus on public calls.”For now, Drake told CoinDesk that anumber of essential tests will be carried out by ethereum developers before afinal “go, no-go decision” is made on the incorporation of the technology intoSerenity.

 

One of these tests, calledthe RSA ceremony, will require hundreds of randomized individuals spread out acrossthe globe to participate in an experiment which tests the security of randomnumber generation by a VDF. Outside of the RSA ceremony, there will also be aworldwide circuit competition requiring participants to test and createspecialized firmware also called ASICs to run VDF computations. As Drakeelaborated:“In the VDF, we basically need an ASIC which is very low latency,that is very fast. The so-called circuit – the way transistors connect in theASIC – needs to follow a clever algorithm … We don’t need it to be the fastestin the world, just fast enough.”And it’s not just the Ethereum Foundationlooking at hosting circuit competitions to build VDF technology.

 

To this end, thedecentralized app network Chia completed their first-ever VDF open circuitcompetition, awarding a total of $100,000 to relevant participants. The companyis said to be gearing up for a second round of competition by “incorporatingthe solutions from this first round,” as highlighted in a press release.“If wedon’t do a great job of optimizing performance … there are likely to be suddenjumps in performance of the best VDF that anyone has out there post-launch,which could result in significant network instability,” Bram Cohen, Chia’sco-founder, told CoinDesk.

 

Outside of Chia, there are atotal of 11 other blockchain companies exploring VDF technology – each withunique plans of their own. As Revealed to CoinDesk in interview, the ethereumsidechain POA Network plans to host “a public bounty” for a VDF implementationusing the ethereum open-source collaboration platform Gitcoin. Other than Chiaand POA Network, some of the notable crypto projects researching VDF includefile storage system Filecoin, smart contract platform Tezos, decentralized appnetwork NEAR protocol and ThunderCore.

 

The imperative for increasedcollaboration between all these companies, according to Drake, is all the moreneeded given that VDFs are “like a fundamental new primitive.”“It’s quitegeneric in that sense … It would be nice if the industry standardizes around asingle VDF, partly because that would make the various blockchain projects morecompatible with each other but it also means that we [wouldn’t] have toreinvent the wheel and [would collectively] pay less,” said Drake. And while atleast one company was previously reported to be in collaboration with theEthereum Foundation on VDFs, Drake highlights that for now, the foundation isworking independently.

 

Unveiled last November,Filecoin had tentatively agreed to split costs for a VDF viability study andreevaluate at a later date whether or not to move forward with the necessaryfirmware development to bring VDF ideas to life. A protocol researcher fromFilecoin, who wished to remain unnamed, told CoinDesk:“We’re enjoying thecollaboration with the Ethereum Foundation, but at this point it’s not certainthat Filecoin needs a VDF. It could simplify things, but it’s one of a numberof options we’re exploring.”

 

The representative alsoaffirmed that, at present, Filecoin is moving ahead “separately” from theEthereum Foundation but may “potentially co-fund third party proposals forexploratory VDF research with the Ethereum Foundation” in the months ahead. Assuch, Drake highlights that, for now, “the Ethereum Foundation has moved on itsown … [funding] various researchers, generally small grants to the order of 10and 25 thousand dollars.”

 

But moving forward, Drakeestimated that the foundation could come to a decision about whether or not touse the technology in as little as four months time.“So the various studiesthat we’ve just kicked off should take four to six months but I think that inabout four months we’ll be able to make an informed go, no-go decision,” Drakesaid.

新闻来源:Coindesk.com

 

Coinbase NoncustodialWallet Adds BTC Support and Plans to Add More Assets

 

Coinbase has announcedsupport for bitcoin core (BTC) in the company’s noncustodial wallet. The walletwas originally originally dedicated to ethereum (ETH), ethereum classic (ETC),ERC721 and ERC20 tokens. The San Francisco based company plans to add morecurrencies to the wallet in the near future.

 

After building a slew ofcustodial services, Coinbase released a noncustodial wallet for storing,sending, and receiving ETH, ETC, and a wide array of ERC-based tokens. CoinbaseWallet is a rebrand of the ‘Toshi’ client the company introduced back in Aprilof 2017. The wallet also connects to a dapp browser that showcases certainETH-fueled platforms. A few weeks ago Coinbase announced the development teamwas in the midst of adding BTC support to the wallet, and on Feb. 5, Coinbaserepresentative Siddharth Coelho-Prabhu revealed that developers have fullyintegrated support for BTC. “Our goal with Coinbase Wallet is to create theworld’s leading user custodied crypto wallet,” ran the announcement.“Bitcoinsupport is activated by default — all you need to do is tap ‘Receive’ on themain wallet tab and select Bitcoin to send BTC to your Coinbase Wallet,”Coelho-Prabhu detailed. “Coinbase Wallet supports both newer segwit addresseswith lower transaction fees, as well as legacy addresses for backwardcompatibility in all applications.”

 

Just like the previousversion of the wallet, the light client’s private keys are encrypted on yourmobile phone or tablet using secure enclave technology. “This specializedhardware is considered the most secure way to safeguard private data on mobiledevices,” Coelho-Prabhu explained. The Coinbase light client also supports theBTC and ETH testnets so programmers can work with testnet coins to deploycryptocurrency integrated applications. At the moment most applications in thebrowser, like Peepeth, Instadapp, Totle, Cent, Smartdrops, Compound, Paradex,Oasis Direct, and Airswap are all Ethereum-based protocols. You can also clickthe “Discover Dapps” button to find more applications within the wallet’sbrowser.

 

Coinbase also details thecompany will be adding bitcoin cash (BCH), litecoin (LTC) and other populardigital assets soon. When BCH gets added to the wallet lineup there’s a widevariety of dapps that could be added to the Coinbase browser like Memo.cash,Craft.cash, Wormhole, the Simple Ledger Protocol (SLP) and Bookchain. Not onlyhas Coinbase announced BTC integration, but the company recommends Coinbase.comusers should check out the wallet as it gives them control over their keys. TheSan Francisco company also emphasized the difference between the newly revampedwallet and the firm’s traditional brokerage operations.

 

“With Coinbase.com, you canbuy crypto and Coinbase stores it (along with your private keys) for you; withCoinbase Wallet, you store your own crypto that’s safeguarded by a private keythat only you know,” Coelho-Prabhu’s post concludes.

(新闻来源:Bitcoin.com

AIDC今日早行情

(数据部分来源sdce.com.au

 

BTC0207日在4790澳元附近震荡,下午略回升至4818澳元附近,现又回落至4790澳元附近。现报4795澳元,24小时跌幅0.3%

1.     全球数字货币市场总值现报1577.3亿澳元,同比增加0.4%24h成交量报225.8亿澳元,同比下降2.9%

2.     0207日资金流入前五个币种:LTC+2405.8万澳元)BZ+1302.3万澳元)、BTC+1289.3万澳元)、DASH+540.7万澳元)、XRP+529.7万澳元);24小时资金流出前五个币种:TRX-387.8万澳元)、XMR-243.8万澳元)、QTUM-144.8万澳元)、PIVX-105.2万澳元)、WAVES-86.7万澳元)。

3.      主流币表现如下:BCH-3.1%)、BSV-8.6%)、ETH+0.5%)、XRP+0.3%)、ETC+3.5%)、LTC+1.2%)、EOS+0.2%

4.     市值前百币种涨幅前三:BAT+21.7%)、STROJ+17.6%)、ICX+15.6%);市值前百币种跌幅前三:BU-5.0%)、EDR-4.6%)、QKC-3.8%

                           


免责声明:本行情日报作为市场公开资讯,不构成任何投资建议。(请阅读者谨慎参考)。

 

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